From a logline standpoint. You have given us two possible inciting incidents which causes your logline to ramble a bit
1: When his friend in debt asks him to steal a car
2" When it turns out the car belonged to a drug dealer. (I would also say belongs instead of belonged, because it would be better the car is currently owned by the drug dealer not formerly owned by a drug dealer)
I would go with the second inciting incident.
After stealing a car that belongs to a drug dealer to help out a friend in trouble...
You also have a story problem. In stories the hero solves his own problem. In your story, the action your character takes is... he goes and get's help. That's not proactive.
Hope that helps, good luck with this!